Better Than Before

Claire Xiao

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A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Claire Xiao

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Testimonials and Referral Notes

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Nilar, Engineer

Claire has been helping me with insurance protection for sometime. I was clueless about how insurance and the health system works in Singapore. Claire was patient and took time to explain for me to really understand on how it works. She is also generous in sharing her knowledge with my family , for the plans that are under other companies. working with Claire is definitely a great experience.

Divya, Manager

Claire is a brilliant Insurance expert, I was clueless where to start but she explained everything in detail and answered all my questions. She has been very informative and I went on to subscribe to Insurance and Wealth plan; due to her dedication and sincerity to attend to me. I am very grateful to have found her as my Financial Consultant.

Haikal, Environmental Health Officer

Claire fully understand my financial & insurance needs and introduced me to a number of plans in accordance to those needs. She’s not someone who you will call a “hard seller” as she will listen and understand if I refuse to take up certain plans. I feel that her care for her clients are genuine as once in awhile she will check on me on how I’m doing, both financially and physically.

Ms Cai, Executive

Claire is efficient and responsive in providing any clarifications that I required. She always listen to understand and she is someone who honour her words, I never have to doubt if she can deliver her promises. Working with her is definitely a hassle free experience!

Fang Yuan & We Junqi( Doctor )

那时候我们刚来到新加坡不久，机缘巧合下认识Claire。我那时宝宝还小，正好需要做家庭理财和保险的规划，claire 给们分享了很多理财心得。在几次会面之后我们同意在大人和孩子都有基础保障的基础上，同时也把孩子的压岁钱都做了教育金规划。在我们的预算内，Claire做的方案考虑全面，也把我们的利益最大化，现在回想来很高兴当时有做这个决定。随后我们也常联系，经常还有公司的活动邀请我们一家，宝宝都玩得很开心。即使现在我们已经变成了朋友，Claire还是一样保留初心，没有半点怠慢。如果你也想要一个这个的顾问，我非常推荐Claire。

Ashok, Business Analyst

I have known Claire for almost 2 years now . She is a very competent financial consultant . She is well aware of the financial products which are currently available in market to suit our needs . Personally she helped to me time certain financial products into my investment portfolio at the correct time . So I would recommend Claire for any financial advisory.