The Gift of Paying It Forward

Claire Xiao

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When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

The Paying it Forward Paradox | Wayne Baker | TEDxUofM

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Claire Xiao

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Testimonials and Referral Notes

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Nilar, Engineer

Claire has been helping me with insurance protection for sometime. I was clueless about how insurance and the health system works in Singapore. Claire was patient and took time to explain for me to really understand on how it works. She is also generous in sharing her knowledge with my family , for the plans that are under other companies. working with Claire is definitely a great experience.

Divya, Manager

Claire is a brilliant Insurance expert, I was clueless where to start but she explained everything in detail and answered all my questions. She has been very informative and I went on to subscribe to Insurance and Wealth plan; due to her dedication and sincerity to attend to me. I am very grateful to have found her as my Financial Consultant.

Haikal, Environmental Health Officer

Claire fully understand my financial & insurance needs and introduced me to a number of plans in accordance to those needs. She’s not someone who you will call a “hard seller” as she will listen and understand if I refuse to take up certain plans. I feel that her care for her clients are genuine as once in awhile she will check on me on how I’m doing, both financially and physically.

Ms Cai, Executive

Claire is efficient and responsive in providing any clarifications that I required. She always listen to understand and she is someone who honour her words, I never have to doubt if she can deliver her promises. Working with her is definitely a hassle free experience!

Fang Yuan & We Junqi( Doctor )

那时候我们刚来到新加坡不久，机缘巧合下认识Claire。我那时宝宝还小，正好需要做家庭理财和保险的规划，claire 给们分享了很多理财心得。在几次会面之后我们同意在大人和孩子都有基础保障的基础上，同时也把孩子的压岁钱都做了教育金规划。在我们的预算内，Claire做的方案考虑全面，也把我们的利益最大化，现在回想来很高兴当时有做这个决定。随后我们也常联系，经常还有公司的活动邀请我们一家，宝宝都玩得很开心。即使现在我们已经变成了朋友，Claire还是一样保留初心，没有半点怠慢。如果你也想要一个这个的顾问，我非常推荐Claire。

Ashok, Business Analyst

I have known Claire for almost 2 years now . She is a very competent financial consultant . She is well aware of the financial products which are currently available in market to suit our needs . Personally she helped to me time certain financial products into my investment portfolio at the correct time . So I would recommend Claire for any financial advisory.